21FINANCE LTD IS A BROKER NOT A LENDER. WE CONDUCT BOTH REGULATED AND UNREGULATED BUSINESS AND THEREFORE NOT ALL PRODUCTS PROVIDED THROUGH US ARE REGULATED BY THE FINANCIAL CONDUCT AUTHORITY. WE SOURCE FINANCE FROM THE WHOLE OF MARKET. A COMMITMENT FEE MAY BE PAYABLE ON APPLICATION AND A BROKER FEE MAY BE PAYABLE UPON MORTGAGE OFFER. THE TOTAL FEE PAYABLE WILL DEPEND ON YOUR CIRCUMSTANCES, TYPE AND THE COMPLEXITY OF THE CASE. THE ADVISER WILL EXPLAIN ANY FEES APPLICABLE IN YOUR INITIAL APPOINTMENT.
WE MAY RECEIVE COMMISSIONS THAT WILL VARY DEPENDING ON THE LENDER, PRODUCT, OR OTHER PERMISSIBLE FACTORS. THE NATURE OF ANY COMMISSION MODEL WILL BE CONFIRMED TO YOU BEFORE YOU PROCEED. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
ALL MORTGAGES ARE SUBJECT TO STATUS AND LENDER CRITERIA. MOST BUY TO LET MORTGAGES ARE NOT REGULATED.
21Finance Limited is directly authorised and regulated by the Financial Conduct Authority, reference number 927989, for pure protection, residential mortgages and general insurance business.
The FCA regulates financial services in the UK and you can check their authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register or by contacting the FCA on 0800 111 6768.
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