What is a second charge mortgage?
A second charge mortgage is a loan secured against the value of your property. It may be appropriate for homeowners who have a large amount of equity in their property, but still have a traditional mortgage plan in place.
This loan gives you the option to keep your existing mortgage in place without having to re-mortgage, which makes it attractive to borrowers who are on a lower-rate mortgage deal.
Second charge mortgages can vary in size, depending on how much equity is in your home. These loans can be used for small projects such as home renovations or a car purchase; or larger goals such as purchasing another property or investing in an exciting business opportunity.
Our team of property finance experts are extremely familiar with the property lending market and the available options. We can help you choose the right loan from the right lender, while working within your budget.
Delivering more than Finance.
Outstanding
customer service
We are committed to providing our clients with outstanding customer service to ensure that they reach their property ownership goals with ease.
We’re always
on hand to help
Our advisors will always be available to answer any questions you may have and provide advice on the best mortgage options available.
Transparency is
our priority
We will provide clear and transparent information throughout the process, so you will always be informed of your mortgage progress.
Helping you achieve your dreams
We are dedicated to providing a high-quality customer experience and helping you to achieve your dreams of home ownership.
